Common questions about college student insurance

As you send your child off to college, there are some important questions you need to think about when comes to your car insurance. Here’s just a few you might want to consider. After you’ve looked over the list, contact us and we can help guide you through the process of answering these questions about college student insurance.

What are the advantages of keeping your college student on your policy?

How to keep (or add) a college student on your auto policy?

How coverages work with college students?

  • Your college student drives your car and damages it?
  • You drive your college student’s car and damage it?
  • Your college student drives your car and hits someone else?
  • You drive your college student’s car and hit someone else?
  • How coverages work if you have separate policies?
  • What if your college student has access to a roommates vehicle?

What if they ONLY drive when they’re home?

Is it ever more affordable for my college student to have a separate policy?

What happens if my college student’s car is kept in a different state?

Are there any discounts for college students?

The answers to these questions are beyond the scope of this article, but many of these questions are addressed in an article from Progressive Insurance, but we knew that what looks like an easy issue can get complicated pretty quickly so we’re here to help guide you through the process. Every situation is different and we can help you figure it out, Contact Us today.


Since 1939, Hurley Insurance has been serving the personal insurance, business insurance and life insurance needs of all of Lawrence and Scioto Counties in Ohio. A long time Grange independent insurance agency located in Ironton, OH, Hurley Insurance has deep roots in the community, and is committed to providing the highest quality local service to our clients.