Hurley Insurance insures more than just your home, auto and business, we also specialize in life insurance and can obtain life quotes for most everyone.

We’re frequently asked about term life insurance, so we’ve put together some definitions and tips to help you learn more about term life insurance.

Term life insurance gets its name from the fact that it is designed to last for a specific length (term) of time. Term life typically comes in multiples of five years hence: 5 year term, 10 year term, 15 year term, etc up to 30 years or more.

Term insurance is the perfect vehicle to match a need for life insurance with a specific term. A mortgage is a classic example: get a 30 year mortgage, buy a 30 year term life policy in the amount of the mortgage. Other examples can include buying additional coverage until your children are out of coverage, so that there’s always a college fund available in the event of a death purchasing extra until you or your spouse hits retirement, etc.

Term life insurance can also be used for business purposes covering essential people in your business (key person term life) or to fund a purchase agreement between partners (buy sell life).

Regardless of your need, we can help you determine the appropriate amount of life insurance required and match it to a term that suits your situation. Contact Us today for a free, no-pressure quote.


Since 1939, Hurley Insurance has been serving the personal insurance, business insurance and life insurance needs of all of Lawrence and Scioto Counties in Ohio. A long time Grange independent insurance agency located in Ironton, OH, Hurley Insurance has deep roots in the community, and is committed to providing the highest quality local service to our clients.